
We’re your payment card partner.
Making your offering stand out — and pay off.
OUR FOCUS AREAS
We drive measurable revenue and efficiency for clients across the payments ecosystem, based on deep real-world experience.
GROWTH
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Accelerate customer acquisition, drive higher usage, and maximize profitability through:
Data-driven segmentation & targeting
Refined product strategy
Optimized pricing & engagement strategies
Frictionless onboarding & activation
Let’s maximize your portfolio’s growth potential.
OPERATIONAL EFFICIENCY
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Reduce costs and improve margins by streamlining your payments operations. We specialize in:
Network & interchange fee optimization
Chargeback & dispute management efficiency
Ensuring network & regulatory compliance, avoiding fines
Vendor sourcing, screening and negotiation
Cut costs without cutting value—see how we can help.
LAUNCH
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Bring new payment products to market with effective strategic execution. We guide clients through:
Concept design & customer validation
Business model exploration & sizing
Go-to-market & distribution strategies
Let’s turn your vision into a winning product.
OUR PRACTICES
We are not all things to all people: we focus on capabilities which can be complex (or simply overlooked), but which can have a big impact on customer experience and the bottom line.
Payment Economics
CRG enables issuers, acquirers, ISOs and payment facilitators to optimize card payment cost structures, and generating substantial savings.
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Dispute Optimization
Disputes and chargebacks don't have to be just an operational burden. Use them to generate strategic advantage and customer satisfaction.
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Co-brand
Cards are powerful, profitable tools which create great connection to your cardholders. We bring together the right mix of capabilities and experience to maximize your success.
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Compliance
Navigating card network and regulatory compliance is critical but complex. We offer an expert guiding hand.
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Innovation
Creating new offerings which combine customer desirability with doability, and financial viability.
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SMB
Turn your small business card portfolio into a powerful tool for your clients, and a profit driver for your financial institution.
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Our experts have supported many of the world’s leading payments organizations:






































WHO WE ARE
We represent a new consulting model, prioritizing real world payments experience and tangible change over large teams and high-level strategizing, in a flexible and cost-effective delivery model.
WE GO DEEP
CRG is a team of seasoned payments experts who have spent their careers as hands-on operators - accountable for execution, not just advice - in the industry’s most complex and specialized areas.
WE DELIVER
Our consulting leaders are Big 4 veterans, combining hands-on payments expertise with polished execution. We don’t just advise—we deliver real results with the same proven tools, methodologies, and rigor of the largest firms.
WE ARE FLEXIBLE
CRG is able to adapt its delivery model to the needs of your challenge and organization, from SME guidance to hands-on implementations. Our customized approach allows us to be highly competitive, including fee-at-risk models, contingent on delivery.